Sometimes a caller needs Dave’s nudges to look at their debt another way.

“I make $28k a year, just bought a $20k car” is just one of the mistakes a caller made.

Another caller took out a $100k equity loan to buy a second home and ended up losing two homes on top of other debts and not making any payments for the last 5 years.

Like all of Dave’s advice, you’ll learn more each time about better money management techniques.


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